The Lease With Option to Purchase Program offers Native American families affordable housing with an opportunity for home ownership.

When participating in the Lease with Option to Purchase Program the home buyer enters into a lease agreement with HACN and agrees to meet all financial and maintenance obligations as stated in the lease. Upon meeting all obligations for a period of twenty-five years, as required by the Lease With Option to Purchase agreement, the home becomes sole property of the home buyer.

Lease With Option to Purchase Application

To be eligible for admission to the Lease with Option to Purchase Housing program operated by this authority applicants must:

• Qualify as a family (includes a family with or without children, an elderly family, a near elderly family a disabled family and a single person). At least one family member must be of Indian descent.

• Be 18 years of age or older.

• Be low income and living in or wish to live in the Creek Nation Jurisdictional Area;

• Qualify as a low income family, whose income does not exceed 80% of the national median income, as set by HUD. Income limits are adjusted for family size and updated on an annual basis.

• Have a minimum annual income of $5,000.00 which, after deductions should be sufficient to demonstrate the ability to satisfy obligations such as, utilities, maintenance and minimum payment

• Use the home as principal residence during term of lease.

• Provide all requested information, Creek Citizenship card or degree of Tribal membership or CDIB (Certificate Degree of Indian Blood) of a federally recognized indian tribe Social Security cards for all family members and employment and/or income verification, for each working family member 18 years of age or older who is employed in the home.

• Sign all required forms including the Authorization for Release of Information/Privacy Act Form.