How do I know if I am eligible for any services?
Although each program has its own specific requirements here are some of the basic eligibility requirements.

• An applicant must qualify as a family (includes a family with or without children, an elderly family, a near elderly family a disabled family and a single person). At least one family member must be of Indian descent.
• An applicant must be 18 years of age.
• An applicant must be low income living in or wish to live in the Creek Nation boundaries except for the Mortgage Assistance Program which includes the state of Oklahoma.
• Applicant must qualify as a low income family, whose income does not exceed 80% of the national median income, as set by HUD. Income limits are adjusted for family size and updated on an annual basis.
• The applicant will be required to provide all information requested on the application, necessary forms and certifications. All information and statements made by the applicant are subject to verification.

Can I apply if I currently live out of state.
An applicant may apply for any of the Housing Program services without presently living within the Creek Nation but if determined eligible must be willing to live and accept services within the Creek Nation boundaries. In the case of the Mortgage Assistance Program the applicant must be willing to purchase and live within the State of Oklahoma.

How do I apply?
Each applicant wishing to participate in any Housing program must submit in person, a complete, signed, and dated written application to the Housing Division Admissions Department for processing according to specific program eligibility requirements. INCOMPLETE APPLICATIONS WILL BE RETURNED.

Do I have to already own land to be eligible for a new construction home?
No, in most cases new construction houses are built on land acquired by HACN. You may use land that you have readily available but it must meet all enviornmental requirements.

Does Housing provide any home repair services?
The Rehabilitation of Privately-Owned Homes Program provides assistance to existing homeowners. The scope of items included under the program may include roof repair, foundation repair, plumbing, electrical, sewer systems, cabinetry repair, HVAC repairs, or installations. Not included under the program are general maintenance or cosmetic repairs.